Find out if you qualify online
- Based on your current debt and personal details
- Our team will review your debt, income and personal circumstances
- We will provide open and honest advice tailored for you
Do you have money problems?
We can help!
Did you know that the average owed by every UK adult is £30,000? (This is 126% of average earnings). It is no wonder that so many of us struggle with money problems on a daily basis.
READ MORE
Need a little help managing your budget?
Do you know what your disposable income is? How much do you pay to your creditors every month? Learn how to plan, create and stick to your budget here.
PLAN YOUR BUDGET
Over the years we have helped thousands of people become debt free
Find out what our clients have been saying about our debt solutions services over the last five years. Have you used National Money Helpline? We would love to hear your feedback!
READ OUR TESTIMONIALS
Debt Management Explained…
Find out how this solution to debt problems can work for you. There are no credit checks & we talk to your creditors so you don’t have to.
IVAs
Explained…
What is an IVA? What part does it play in Debt Advice? A formal way to deal with your creditors, and make one affordable monthly repayment
Bankruptcy
Explained…
Bankruptcy is a debt solution which is to be considered when an individual is unable to repay their unsecured debts.
Trust Deeds
Explained…
A trust deed is part of the Scottish debt advice process and a possible solution to money problems for people living in Scotland
Debt Relief Order Explained…
Debt relief orders allow people with certain assets, disposable income & levels of debt to discharge their debt quickly with minimal costs.
Debt Consolidation Explained…
Consolidate all your money problems, including loans, store cards and credit card debts into one affordable monthly payment
What our clients say
“You’re brilliant at your job and quite honestly fantastically supportive even though there must be hundreds of people like me that go through your books so to speak”. – Miss J M Read more from clients we have helped become debt free…
Solving money problems with ethical debt solutions
At National Money Helpline we recognise that every person’s situation is different and we are positive that, whatever your problem, whether that be a money problem, debt management question or just a question to help you with your financial situation, we can find a solution that is absolutely right for you.
We have friendly, highly qualified, expert staff with great financial and debt management experience in helping people with money problems, so whatever your financial circumstances the National Money Helpline are here to discuss your options and help you. What’s more, you will be treated as a person and will have a dedicated member of staff to deal with your debt problems.
Our debt management plan could be an ideal way to turn your loans, credit cards, store cards and overdrafts into one affordable, single monthly payment so that you can pay off your debts and get on with your life.
Consolidating your debts into one single monthly payment makes your finances much easier to manage. We will also speak to your creditors in order to negotiate reduced payments and request that the interest and charges are stopped, frozen or reduced. Whilst we can’t guarantee they’ll agree to it, this would mean your monthly payments go towards solving and clearing your debt problems to help make your life debt free rather than covering only the interest and charges.
We have helped thousands of people solve their money worries with an affordable monthly payment solution using our debt management plan and our alternative debt solutions. Our debt advice stems from over 50 years experience in the creditor and debt management industry.
What does the Debt Management service cost?

