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Borrowers denied the most competitive loans and credit cards.

A recent investigation by a leading UK newspaper has revealed that banks are failing to tell borrowers whether they can get the cheapest loan and credit card rates or even how much they could borrow without undergoing a credit check that can leave a damaging foot print on their credit file. When you see an [...]

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Beware of 070 numbers

Beware of numbers starting 070 as although they may look like a mobile number they are what Ofcom refers to as a “personal number” or “follow me”. Essentially these numbers are set up to divert calls from the 070 number to another number or series of numbers, wherever they are in the world, so that [...]

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Nearly 6 in 10 UK adults have no life insurance

In the UK more adults insure their mobile phones, pets and home than their income in case of ill health a recent report by a leading UK insurer shows. From the customers surveyed 97% where aware of the importance of life insurance yet only 44% of them had any cover. That’s an estimated 28m UK [...]

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Get set for another round of increasing energy bills

Scottish Power who has 2.4 million customers has taken the lead in increasing household energy supply by almost £200 per home, their customers will pay an extra 10% for electricity and 19% for gas from the 1st of August this year. With the other big six players, including nPower, E.On and EDF telling Sky News [...]

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Is Payment Protection Insurance worth anything?

Time was when Payment Protection Insurance (PPI) was all the rage when taking out personal loans, or even mortgages! Theoretically it was, and still is, a good way of protecting the loan repayments perchance health problems develop which prevent you from working, or you are made redundant. The problem is that not everyone is eligible [...]

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Throwing a Royal Wedding party?

Looking for cheap Royal Wedding party food? Take a look at some of the money saving tips in these blog posts for making the most out of the Royal’s big day. With just over a week to go until the big day; time is of the essence. With employers being left with the difficult choice [...]

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National minimum wage to rise 2.5% to £6.08

The government has announced today that the national minimum wage for adults will increase by 15 pence from October 2011 to £6.08 an hour. The increase, recommended by the independent Low Pay Commission (LPC), is the equivalent of an additional 2.5%, below the current rate of inflation. At the same time, the rate for apprentices [...]

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Equity Release is being used to repay debts

People are turning to equity release in order to repay their debts and become debt free, equity release is typically available to the over 50’s. As people are retiring and finding themselves with substantially less income and the same levels of debt as when they where working. Each month is becoming more of a struggle [...]

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Getting a Good Deal on Health and Life Insurance

There are a number of different reasons for wanting to open a life insurance policy and in order to decide whether it is the right choice for you, you will need to look at several different aspects of your lifestyle. Those who choose not to take out life insurance policies are likely to be those [...]

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High Street Banks & Buildings Societies charge record rates for Overdrafts

As the Bank of England holds the interest rate at a historical low, Britain’s high street banks and building societies are bumping the authorised overdraft rates up to a record high. In fact the average rate charged for overdrawn customers in August was 19.1% (according to Moneyfacts), the highest level since the Bank of England [...]

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